We Serve Your Goals

Real Estate Funding Service Inc.

We are an independent Mortgage Brokerage firm licensed in the State of California, offering 30,15, or 10 year fixed rate loans, “Name your term” loans between 1-18 years, 3/1, 5/1, and 7/1 ARMs with “interest only” options for purchases, Reverse Mortgages, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit. We have offices conveniently located in the San Francisco bay area and in San Diego.

Senior Loan Officers

We have the experience to guide you to the loan you need, and we quickly & efficiently process to completion

Dick Charnock

President

• 43 Years Experience
• Established in 1982
• Rotarian Over 40+ Years

Pat Charnock

Vice President & General Manager

• Managed San Diego Since 1997
• 15+ Years Experience

Brian McNamara

Loan Officer

• 30+ Years Experience
• 50+ years as Coastsider

95+

Years of Finance Experience

2 B+

Mortgages Financed

100%+

Satisfaction From Personal & Repeat Clients

Here For You

Let’s Get Started!

We are as excited for your new home as you are and will work to get you into the best financing possible. We’re equally excited to help you with your refinance or home equity solutions that help you live the life you desire.